It is NOT too late to save your home!

Learn more about how Chapter 13 Bankruptcy can help you.

Since Covid shut down the economy in 2020, making your mortgage payments have never been more confusing.  Are you required to make a payment?  When is your payment due?  How much do you need to pay?  Which mortgage assistance program do you qualify for?

So many homeowners are asking these questions and finding out that it is often difficult to deal with their mortgage companies.  Jason Bauman is a knowledgeable Kentucky Bankruptcy Attorney and our office is here to help you sort through all the confusion.  We can help if your house is in foreclosure or if you are getting conflicting information from your mortgage company.

Your mortgage company may have told you that you must pay a large amount of money immediately in order to bring your house payments current.  However, Chapter 13 allows you to catch up your past-due mortgage payments over a number of years.  This means you do not need a large amount all at one time.  You can pay an affordable amount each month and catch up your payments over time and keep your home.   

Filing Chapter 13 Bankruptcy immediately STOPS a foreclosure sale.  If you have not reached your sale date yet, it’s not too late!  There is still time to act, but that time may be RIGHT NOW!  

Don’t wait until your mortgage company puts you in foreclosure!  If you’ve been struggling with your mortgage payments, you can rely on the experience of Bauman Bankruptcy Law to help you decide if Bankruptcy is right for you.  We have 2 convenient office locations in Louisville.  Call us today or click on the link above to schedule a phone call with Jason.